XBO.emoney

XBO.emoney for business

A euro business account with an IBAN in your company's name

XBO eMoney gives your company a EUR account with a dedicated IBAN and BIC in its own name. Clients pay you in euros, you pay suppliers in euros, and every payment shows in one dashboard.

What is a EUR business account at XBO eMoney?

An e-money account in euros, with an IBAN and BIC in your company's name, for getting paid and paying in EUR. It sits beside your GBP account if you hold both.

Your EUR account in the dashboard

Captured from the live demo.

Account details screen of XBO eMoney on the web
Account details screen of the XBO eMoney app
Account detailsYour EUR IBAN and BIC in your company's name, on the web and in the app.
Pay screen of XBO eMoney on the web
Pay screen of the XBO eMoney app
PayPaying a supplier in euros, confirmed with a code.

How a EUR account works

  1. Apply online

    Tell us about your company and choose EUR, GBP or both. A person reviews every application.

  2. Get your IBAN

    Once your account is open, you get a EUR IBAN and BIC in your company's name.

  3. Get paid in euros

    Give clients your IBAN and BIC. Each payment shows in your dashboard under EUR.

  4. Pay in euros

    Pay suppliers and partners from your EUR account. Two-factor confirmation on every payment, not just at login.

What your EUR account does

All of it from one dashboard, on the web and in the app.

Hold

Keep euros in your company's EUR account, beside GBP if you hold both.

Receive

Clients pay your IBAN and BIC, which carry your company's name.

Send

Pay suppliers and partners in euros. Payments go by SEPA Instant where the other bank supports it, standard SEPA otherwise.

Convert

Convert to pounds if you hold a GBP account too. You see a live FX quote first, and nothing moves until you confirm.

Serious about security.

  • Every action audited. Every session yours to revoke.
  • Client money is held safeguarded at regulated partner institutions and is never lent out. Your money is never ours.
Security at XBO eMoney

Questions about a EUR business account

Who can open a EUR account?

Companies. Accounts are for companies, and a person reviews every application.

Does my IBAN carry my company's name?

Yes. Your IBAN carries your company's name, so counterparties and their banks see exactly who they are paying.

How do clients pay me in euros?

They send euros to your IBAN and BIC. Each payment shows in your dashboard under EUR, with statements and transaction exports for your records.

How do payments from my EUR account go?

By SEPA Instant where the other bank supports it, standard SEPA otherwise. Two-factor confirmation on every payment, not just at login.

What does a EUR account cost?

Fees are set out in your individual client agreement.

Ready to open an account?

Download on the App Store

XBO TRADING (CANADA) LIMITED, registered address Unit 1 - 442 2nd Avenue, Fernie, BC V0B 1M0, Canada. Company registered in British Columbia, Canada. Registration No. BC1374137.