XBO.emoney for business
A multi-currency business account for EUR and GBP
A multi-currency business account for EUR and GBP lets your company hold euros and pounds side by side. You get paid and pay in both currencies, and convert between them from one dashboard. It is designed for finance teams at companies that work in EUR and GBP.
Your EUR and GBP accounts in the dashboard
Captured from the live demo.




How it works
Apply online
Tell us about your company and choose EUR, GBP or both. A person reviews every application.
Get your account details
You get dedicated account details for each currency, in your company's name.
Get paid in either currency
Clients pay your EUR or GBP details, and each payment shows in that currency's balance.
Pay and convert
Pay suppliers in EUR or GBP, and convert between the two when you need to.
What you can do with EUR and GBP
Everything below happens in one dashboard.
Hold
Keep EUR and GBP balances side by side, each in its own currency.
Receive
Share your EUR or GBP account details with clients. They carry your company's name, so payers see exactly who they are paying.
Send
Pay suppliers and partners in EUR or GBP from the same dashboard. Two-factor confirmation on every payment, not just at login.
Convert
Move money between EUR and GBP when you need to. You see the quote and approve it before anything moves.
Serious about security.
- Client money is held safeguarded at regulated partner institutions and is never lent out. Your money is never ours.
Questions about holding EUR and GBP
Which currencies does the account hold?
EUR and GBP, each with its own balance. You choose one or both when you apply.
Is this a foreign currency account?
It holds EUR and GBP side by side. If either currency is foreign to your business, you receive, hold and pay in it from the same dashboard as the other.
How do I convert between EUR and GBP?
In your dashboard. You see the quote first and approve it before anything moves.
Can my team work in the account?
Yes. Team access is part of the dashboard, with statements, balances and transaction exports for your records. Every action audited. Every session yours to revoke.
How do I keep track of payments in both currencies?
Each payment shows in the dashboard under its currency. Statements and transaction exports are there for your records.