XBO.emoney for business
Send EUR and GBP business payments from one dashboard
XBO eMoney enables businesses to send EUR and GBP payments to suppliers and partners from one dashboard. Payments go by SEPA Instant and UK Faster Payments where your counterparty's bank supports them, with the standard rails as automatic fallback. Two-factor confirmation on every payment, not just at login.
What are XBO eMoney business payments?
Business payments let companies send EUR and GBP from their XBO eMoney accounts to suppliers and partners, manage beneficiaries, confirm payments with two-factor authentication, and track transactions from one dashboard.
A business payment in the dashboard
Captured from the live demo.


How a payment works
Add who you pay
Save a supplier or partner once, with their account details. They stay in your list for the next payment.
Choose the account and amount
Pick the EUR or GBP account to pay from, and enter the amount.
Confirm it
Two-factor confirmation on every payment, not just at login.
Follow it
Each payment shows in your dashboard, with statements and transaction exports for your records.
Which scheme carries each payment
XBO eMoney currently supports business payments in EUR and GBP. The payment scheme depends on the currency and the receiving bank's capabilities.
| Currency | Payment scheme | When it is used |
|---|---|---|
| EUR | SEPA Instant | Where the receiving side supports it, the standard rails otherwise |
| GBP | Faster Payments | Where the receiving side supports it, the standard rails otherwise |
EUR payments are sent from your EUR account and GBP payments from your GBP account, while both are managed from the same XBO eMoney dashboard.
Serious about security.
- Client money is held safeguarded at regulated partner institutions and is never lent out. Your money is never ours.
Questions about business payments
Which currencies can I send?
EUR and GBP, each from its own account. If you hold both, you can convert between them before you pay.
Which payment schemes are used?
SEPA Instant and UK Faster Payments where your counterparty's bank supports them, with the standard rails as automatic fallback.
How is each payment approved?
Two-factor confirmation on every payment, not just at login. Every action audited. Every session yours to revoke.
Can my team make payments?
Yes. Team access is part of the dashboard, designed for finance teams, and every payment still needs two-factor confirmation.
What does a payment cost?
Fees are set out in your individual client agreement.