XBO.emoney

XBO.emoney for business

Send EUR and GBP business payments from one dashboard

XBO eMoney enables businesses to send EUR and GBP payments to suppliers and partners from one dashboard. Payments go by SEPA Instant and UK Faster Payments where your counterparty's bank supports them, with the standard rails as automatic fallback. Two-factor confirmation on every payment, not just at login.

What are XBO eMoney business payments?

Business payments let companies send EUR and GBP from their XBO eMoney accounts to suppliers and partners, manage beneficiaries, confirm payments with two-factor authentication, and track transactions from one dashboard.

A business payment in the dashboard

Captured from the live demo.

Pay screen of XBO eMoney on the web
Pay screen of the XBO eMoney app
PayConfirming a payment to a supplier, on the web and in the app.

How a payment works

  1. Add who you pay

    Save a supplier or partner once, with their account details. They stay in your list for the next payment.

  2. Choose the account and amount

    Pick the EUR or GBP account to pay from, and enter the amount.

  3. Confirm it

    Two-factor confirmation on every payment, not just at login.

  4. Follow it

    Each payment shows in your dashboard, with statements and transaction exports for your records.

Which scheme carries each payment

XBO eMoney currently supports business payments in EUR and GBP. The payment scheme depends on the currency and the receiving bank's capabilities.

Payment schemes by currency
CurrencyPayment schemeWhen it is used
EURSEPA InstantWhere the receiving side supports it, the standard rails otherwise
GBPFaster PaymentsWhere the receiving side supports it, the standard rails otherwise

EUR payments are sent from your EUR account and GBP payments from your GBP account, while both are managed from the same XBO eMoney dashboard.

Serious about security.

  • Client money is held safeguarded at regulated partner institutions and is never lent out. Your money is never ours.
Security at XBO eMoney

Questions about business payments

Which currencies can I send?

EUR and GBP, each from its own account. If you hold both, you can convert between them before you pay.

Which payment schemes are used?

SEPA Instant and UK Faster Payments where your counterparty's bank supports them, with the standard rails as automatic fallback.

How is each payment approved?

Two-factor confirmation on every payment, not just at login. Every action audited. Every session yours to revoke.

Can my team make payments?

Yes. Team access is part of the dashboard, designed for finance teams, and every payment still needs two-factor confirmation.

What does a payment cost?

Fees are set out in your individual client agreement.

Ready to open an account?

Download on the App Store

XBO TRADING (CANADA) LIMITED, registered address Unit 1 - 442 2nd Avenue, Fernie, BC V0B 1M0, Canada. Company registered in British Columbia, Canada. Registration No. BC1374137.